Pessimism as a risk management tool

M. Pattabiraman talking about how he uses pessimism as a risk management tool.

A frequent criticism by those who encounter freefincal articles or videos is, “This guy is very pessimistic about equity investing”. I also often get asked why that is the case. Please allow me to explain.

There is a difference between lack of faith and pessimism. If I lack belief in equity, I will not go near it. Pessimism does not preclude participation. It only serves as a risk management mechanism. Pessimism prevents faith from turning into blind faith.

I use this strategy while managing projects. Being pessimistic helps putting in a plan for when things go sideways.



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