Last year I blogged about 3 years with DSP Tax Saver Fund and L&T Tax Advantage Fund. I continued with DSP Tax Saver and discontinued L&T Tax Advantage Fund. Below are my key takeaways.
- I started investing in this fund entirely based on my (limited) research.
- My first couple of instalments were in regular plan before realising that there is something called as direct plan which has lower expense ratio (thank you Economic Times). I switched to direct plan after first three instalments. The below analysis is combination of both regular and direct plans.
- From 2021 I started another SIP in the fund so you will see more steps in my ‘Return’ chart.
- I used the COVID market crash to buy more units as lump sum investments.
- My investment in DSP Tax Saver is beating Nifty 50 Index. Yay! At least of now. And I am planning to continue with this fund in near future.
Returns
Profit
XIRR
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